In a current question, How do I stop people blaming me for a crash? the OP described their collision as an accident and described themselves not at fault.
Given that an edit was made and remains, to remove all mention of the word accident and to include the tag 'crash', it shows we don't entertain the notion of an accident.
So do we revert the changes to how the OP described their own experience (fair) and perhaps explain in comments how crash might be a constructive word they could choose to use instead, or do we need to get rid of the accident tag?
Seems to me if someone isn't allowed to use the word accident, there's no need for the tag